**AML/KYC Policy for CellPept.eu**

**Last Updated:** [7/11/2025]

**1. Policy Statement**
CellPept.eu is committed to preventing money laundering and terrorist financing. We implement robust Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures to ensure compliance with applicable regulations.

**2. Customer Identification**
We verify customer identity through:
- Government-issued ID verification
- Proof of address documentation
- Additional screening for high-risk transactions

**3. Transaction Monitoring**
We monitor transactions for suspicious activity including:
- Unusual payment patterns
- Transactions inconsistent with customer profile
- Attempts to structure payments to avoid reporting thresholds

**4. Risk Assessment**
Customers are categorized based on risk level:
- Low risk: Regular retail customers
- Medium risk: Bulk purchases, business customers
- High risk: Politically exposed persons, high-value transactions

**5. Reporting Obligations**
We report suspicious transactions to relevant authorities as required by law.

**6. Record Keeping**
Customer identification and transaction records are maintained for minimum 5 years.

**7. Employee Training**
All relevant staff receive regular AML/KYC training.

**8. Payment Methods**
We reserve the right to:
- Request additional verification for cryptocurrency payments
- Limit or reject transactions from high-risk jurisdictions
- Suspend transactions pending verification

**9. Compliance Officer**
We designate a Compliance Officer responsible for AML/KYC implementation.

**10. Updates**
This policy is reviewed annually and updated as needed.

**Contact:** [[email protected]] for AML/KYC inquiries.

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